7 Lifestyle Factors that Affect Your Life Insurance Premium

Your life insurance is affected by a number of factors that primarily includes your age and gender. By using these elements along with the level of benefits, the insurance company will set the premiums you pay each month. However, there is more than just age and gender involved. Your premiums will be affected by the lifestyle choices that you make.

Here are seven choices in lifestyle that will have a negative effect on your life insurance premiums. By addressing each selection, you can reduce the amount you pay each month for your policy.

Smoking

It is common for smokers to pay up …read more